Adulting is hard. How many times have you said this? I actually think I’ve said it about 13 times today alone.
There are some things in life that no one prepares you for during your childhood. For example, what health insurance plan is the best to get for your specific situation? I have spent an obscene amount of time over the past week trying to figure that out. Sure, I know how to figure out what C equals in the equation A+B=C, what the War of 1812 was fought over or most of the Periodic Table of Elements, but no one taught me if a high deductible plan was better then a low-deductible (?) plan or if signing up for an HSA is recommended over an FSA? Okay, so I don’t anything about the War of 1812, I use a calculator (or my fingers) to add on a daily basis, and I only remember that AU is gold, but I do know I was taught this info at some point in my childhood education. My husband, a public school grad (I went to a small private school) hasn’t proven to be much help in this situation either. We have spent multiple nights, both just blankly staring at the computer screen, wishing we were doing anything else then reading multiple descriptions of each individual insurance policy and what they will and won’t pay and about a zillion other terms and details that makes my head spin.
Being an adult can be fun too. For example, you can decide what you eat and when you eat it. But the responsibility that comes along with that is no fun. As a kid, I thought could eat whatever I wanted, but of course there was usually an adult nearby steering me in the right direction. So while as an adult, I can eat whatever I want, along with that comes the knowledge of a healthy daily calorie intake and always the lovely fact that the older you get, the harder it is to lose those pesky extra pounds. Not to mention, the fact that your aging body begins to hate you and that delicious bread you’ve loved all your life and makes you regret each and every time you eat it. Sorry, getting a little personal here.
Sure, I get to choose the car I drive. But along with that comes the costs… registration, maintenance, fuel costs, taxes, occasional speeding tickets, auto insurance, etc. Good times.
Growing up, I got my first job at 15 and have been working ever since my first position as a cashier at McDonalds. In order for us to have our own cell phone, car, auto insurance or clothes that we liked, we had to pay for it. I’m grateful for that, since it did help me learn the value of money and working hard. But I’ve also learned is that the older you get, the more things you have to pay for. Sure, I’m making more money, but I’m shoveling it out to more people so no one is a winner here.
Since I do want to leave you with a note of positivity, adulting isn’t all bad. I get to choose what clothes I buy and wear. When I wanted a puppy as a kid, I had to prove I was responsible for a long time before my mom would consider it. As an adult, I told myself I was responsible enough and now have the two best pups in the world. If I want to order pizza and do nothing all day long, no one is there to judge me. If my husband is, he’s doing it silently so I don’t care. We only have to clean our house when we want to clean it. I’m not actually sure if that’s a good or bad thing.
So you win some, you lose some, right? I think in the end, being an adult isn’t so bad. But seriously, if you can help me figure out which insurance plan to choose, that would be great.
Til next time,
ps. I loved my elementary, middle school & high school teachers. My mom is a retired teacher. My best friend is a teacher. I love teachers. 🙂